What are my options before I file bankruptcy in Victoria, Texas?
Some creditors will allow you to work out payment plans to better suit your financial situation. However, credit card companies are less likely to do this. Be weary of making deals with home mortgage companies as many times the right hand doesn’t know what the left hand is doing. It would be in your best interest to consult with an attorney who is familiar with debt relief options, such as a bankruptcy attorney who has access to a CPA.
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