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The Werner Law Group Blog
Is the debt collector being fair?
In the United States, we have the Fair Debt Collection Practices Act (FDCPA) to provide some legal protection to debtors from debt collectors. In Texas, we also have the Texas Debt Collection laws specifically for our state’s residents. Those laws limit what is and is...
What if a debt collector is harassing me?
No one likes to be reminded of a debt they owe. We’d rather forget about it, or at least put it off until we have the money to pay it without ignoring our other monthly expenses. It can feel like we are being harassed and abused, even if we aren’t. But some creditors...
If I didn’t respond to my divorce citation within the required time period and my spouse receives a default judgement, is there anything I can do?
So your spouse filed for divorce and you decided to ignore it. Now your spouse received a default judgement and you received a final divorce decree with a bunch of things you did not agree to. Don’t worry there might be a way to set the default agreement aside. ...
How will bankruptcy affect my credit?
While there are several factors which impact your credit, filing for bankruptcy will likely have a negative impact on your credit for a long time. Of course, the severity of the impact will depend on your pre-bankruptcy credit, as well as your actions post-bankruptcy....
4 Infamous Celebrity Bankruptcies
Even the best of us have financial issues during our lives. Celebrity bankruptcies teach us that no matter how much we earn, we should always be careful how we spend our money. They also show us that although filing for bankruptcy can be painful, life goes on....
Alternatives to Bankruptcy
At some point in our lives, many of us will find ourselves in debt. We may be constantly harassed by creditors, unable to improve our credit score, and in danger of losing our remaining assets. With looser federal restrictions on bankruptcy during the COVID-19...
Are all evictions banned under the COVID-19 restrictions?
No. Many, but not all, evictions are banned temporarily. So, what does a landlord or tenant need to know about the (recently extended again) ban on evictions due to the ongoing COVID-19 pandemic? Rent is still owed The ban on evictions does not mean that rent is no...
5 Reasons to Hire an Attorney to Handle Your Divorce
No one begins marriage thinking they will end up divorced, but things happen. Whatever the reasons, you may find yourself deciding to seek a divorce. Even in that situation, you may be inclined to trust your soon-to-be-ex spouse to deal with you fairly. After all, you...
What are the pros and cons of giving up my parental rights?
There are times in life where you need to know what your rights are, and deciding to give you your rights as a parent may be one of those times. Regardless of why you may want to terminate your parental rights in Texas, there are some important legal aspects you need...
Benefits of an LLC
What are the benefits of having an LLC? As the name suggests, one major benefit of a limited liability company is the protection from liability that is available to managers or members of the company. See Bus. Orgs. Code § 101.114. Members are the persons who were...
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