We like to think that something as official and consequential as a credit report is error-free, but unfortunately, credit reporting errors do happen. One study by the Federal Trade Commission found that about five percent of consumers have at least one damaging error...
Under federal and state law, debt collection agencies are prohibited from using certain abusive and fraudulent tactics to coerce debtors into paying off their debts. If the debtor is able to prove that debt collectors have violated their rights, they may be entitled...
In some circumstances, divorces are inevitable and the best option for both parties involved. Even when this is true, there is no denying that divorces change peoples’ lives. In many circumstances, divorces impact the kids the hardest. Let’s take a look at how a...
No. Many, but not all, evictions are banned temporarily. So, what does a landlord or tenant need to know about the (recently extended again) ban on evictions due to the ongoing COVID-19 pandemic? Rent is still owed The ban on evictions does not mean that rent is no...
In the United States, we have the Fair Debt Collection Practices Act (FDCPA) to provide some legal protection to debtors from debt collectors. In Texas, we also have the Texas Debt Collection laws specifically for our state’s residents. Those laws limit what is and is...
