As many of us have come to realize, financial situations change quickly. After buying an item on credit, we may come on hard times and have trouble paying off the loan. If you’ve missed payments on a property you have as collateral, the lender could try to...
In some circumstances, divorces are inevitable and the best option for both parties involved. Even when this is true, there is no denying that divorces change peoples’ lives. In many circumstances, divorces impact the kids the hardest. Let’s take a look at how a...
In the United States, we have the Fair Debt Collection Practices Act (FDCPA) to provide some legal protection to debtors from debt collectors. In Texas, we also have the Texas Debt Collection laws specifically for our state’s residents. Those laws limit what is and is...
So your spouse filed for divorce and you decided to ignore it. Now your spouse received a default judgement and you received a final divorce decree with a bunch of things you did not agree to. Don’t worry there might be a way to set the default agreement aside. ...
While there are several factors which impact your credit, filing for bankruptcy will likely have a negative impact on your credit for a long time. Of course, the severity of the impact will depend on your pre-bankruptcy credit, as well as your actions post-bankruptcy....