Under federal and state law, debt collection agencies are prohibited from using certain abusive and fraudulent tactics to coerce debtors into paying off their debts. If the debtor is able to prove that debt collectors have violated their rights, they may be entitled...
As many of us have come to realize, financial situations change quickly. After buying an item on credit, we may come on hard times and have trouble paying off the loan. If you’ve missed payments on a property you have as collateral, the lender could try to...
Most of us have some form of debt, whether it be credit card debt, student loans, or a home mortgage. The first step to dealing with debt is to understand what kind you have. The most common form of debt is consumer debt, which is any debt that is personal in nature...
In some circumstances, divorces are inevitable and the best option for both parties involved. Even when this is true, there is no denying that divorces change peoples’ lives. In many circumstances, divorces impact the kids the hardest. Let’s take a look at how a...
In the United States, we have the Fair Debt Collection Practices Act (FDCPA) to provide some legal protection to debtors from debt collectors. In Texas, we also have the Texas Debt Collection laws specifically for our state’s residents. Those laws limit what is and is...
