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The Werner Law Group  Blog

Bankruptcy and COVID-19: What you should know

Bankruptcy and COVID-19: What you should know

The COVID-19 pandemic and the resulting shutdowns caused economic hardship for many people and businesses.  For some, bankruptcy was the best way to escape crippling debt. Chapter 11 filings for businesses were up nearly 20% in 2020, with retailers and...

The Benefits of a Collaborative Divorce

The Benefits of a Collaborative Divorce

A properly executed, Collaborative Divorce can save a significant amount of time, heartache, and expense in the long run.You may be thinking, what is collaborative divorce? It is a method of Divorce where both spouses hire their attorneys who practice collaborative...

Common Credit Reporting Errors

Common Credit Reporting Errors

We like to think that something as official and consequential as a credit report is error-free, but unfortunately, credit reporting errors do happen. One study by the Federal Trade Commission found that about five percent of consumers have at least one damaging error...

4 Cases When Courts Protected Debtors’ Rights

4 Cases When Courts Protected Debtors’ Rights

Under federal and state law, debt collection agencies are prohibited from using certain abusive and fraudulent tactics to coerce debtors into paying off their debts. If the debtor is able to prove that debt collectors have violated their rights, they may be entitled...

Special Kinds of Debt

Special Kinds of Debt

Most of us have some form of debt, whether it be credit card debt, student loans, or a home mortgage. The first step to dealing with debt is to understand what kind you have. The most common form of debt is consumer debt, which is any debt that is personal in nature...

Defending Victoria and All Surrounding Counties.

Victoria, Lavaca, Dewitt, Calhoun, Goliad, Refugio, and Jackson County